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    February 5, 2020
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ONE-STEP CONSTRUCTION First Federal Savings LOAN PROGRAM LENDER Bank Let me help you build your dream home! Kristy Ottinger, Mortgage Loan Originator 260-445-2274 kristyo@firstfederalbanking.com www.kristyottinger.com NMLS# 454477 First Federal Savings Bank will not pay additional fees, such as real estate taxes, any type of house inspection, construction fees, private mortgage insurance premiums, prepaid interest or delivery fees. Borrowers must meet underwriting guidelines. NMLS 399927 Equal Housing Lender. Member FDIC. ONE-STEP CONSTRUCTION First Federal Savings LOAN PROGRAM LENDER Bank Let me help you build your dream home! Kristy Ottinger, Mortgage Loan Originator 260-445-2274 kristyo@firstfederalbanking.com www.kristyottinger.com NMLS# 454477 First Federal Savings Bank will not pay additional fees, such as real estate taxes, any type of house inspection, construction fees, private mortgage insurance premiums, prepaid interest or delivery fees. Borrowers must meet underwriting guidelines. NMLS 399927 Equal Housing Lender. Member FDIC.