Premier First Time Homebuyer Loan Program No PMI Required As Little as 5% Down Payment No Closing Cost Option Available FREE Pre-Approvals First Federal Savings Bank Contact Me Today! (574) 453-1096 juliam@firstfederalbanking.com www.julialmoore.com LENDER Julia Moore NMLS# 399947 Borrowers must meet underwriting guidelines. First Federal will not pay additional fees, such as real estate taxes, any type of house inspection, lock-in fee, or prepaid interest FDIC Insured. Equal Housing Lender. NMLS# 399927 Premier First Time Homebuyer Loan Program No PMI Required As Little as 5 % Down Payment No Closing Cost Option Available FREE Pre - Approvals First Federal Savings Bank Contact Me Today ! ( 574 ) 453-1096 juliam@firstfederalbanking.com www.julialmoore.com LENDER Julia Moore NMLS # 399947 Borrowers must meet underwriting guidelines . First Federal will not pay additional fees , such as real estate taxes , any type of house inspection , lock - in fee , or prepaid interest FDIC Insured . Equal Housing Lender . NMLS # 399927