Choose Choice. Access all regional hospital systems with PHP. Gip PHP Parkview, Lutheran and IU Health - our network includes these large regional hospital systems, among others. And with PHP, there are no penalties for switching health insurance mid-year. Plus, you'll get to keep credit for deductibles and out-of-pocket expenses which have been met under prior health plans. EMPLOYEE BENEFITS Talk to a PHP advisor today. 800-982-6257 | PartnerwithPHP.com Choose Choice. Access all regional hospital systems with PHP. Gip PHP Parkview, Lutheran and IU Health - our network includes these large regional hospital systems, among others. And with PHP, there are no penalties for switching health insurance mid-year. Plus, you'll get to keep credit for deductibles and out-of-pocket expenses which have been met under prior health plans. EMPLOYEE BENEFITS Talk to a PHP advisor today. 800-982-6257 | PartnerwithPHP.com